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Joined 1 year ago
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Cake day: June 5th, 2025

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  • With traditional home and auto loans there is a mandated disclosure form that lists your APR, finance charges, fees, and specifically early payoff or extra payments and whether those have any sort of penalty. I’ve personally never seen one list a fee for this (I actually just financed a car two weeks ago and went through this) on our home loan or any other prior car loan and thought it was outlawed with the regulations that got passed after the great recession when everyone was facing foreclosure.

    I wouldn’t be surprised to find out that that stuff like payday loans or Klarna payment plans included some sort of penalty since they’re designed to be as predatory as possible, but I’ve never used anything like that.











  • I’m a diehard ME fan and completed Andromeda in its entirety and thought it was completely soulless character/story-wise. The gameplay mostly consisted of running back and forth across the map to retrieve items.

    The original trilogy had an incredible story and incredible characters. The followup game, not so much. IIRC the studio abandoned the game pretty quick in order to work on their next release which further ruined Andromeda.

    Edit: I’m also curious what this means for games that may have content deemed inappropriate by the Saudi royal family. Will all EA games be censored like the famous sex scene in ME?




  • Biden didn’t blow up the EV credits, the program expired and he brought a second round back. Also we don’t have Chinese car tariffs because Chinese cars aren’t sold in the US.

    Jesus christ everyone wants to make up their own reasons based on nothing more than their feelings-based assumptions.

    What’s funny is that I bet a lot of you would also argue that Americans don’t earn enough money while simultaneously arguing that we should outsource what few well paying manufacturing jobs we have left to a country on the other side of the planet.





  • Why because that’s how you guys feel and because you state the claim with confidence (but nothing else)?

    The auto industry in the US is already dominated by foreign brands and has been for quite a long time. It doesn’t make any sense as being the reason because that ship sailed long ago, and as I already described, two of the three remaining US automakers don’t even bother competing in the segment that Chinese EVs operate in, so what US company does it protect apart from Tesla which makes up a whopping 3% of the entire market?