dramaticcat@sh.itjust.works to 4chan@lemmy.world · 1 year agoAnon on credit scoressh.itjust.worksimagemessage-square238fedilinkarrow-up11.33Karrow-down154
arrow-up11.27Karrow-down1imageAnon on credit scoressh.itjust.worksdramaticcat@sh.itjust.works to 4chan@lemmy.world · 1 year agomessage-square238fedilink
minus-squaredroans@lemmy.worldlinkfedilinkarrow-up3·1 year agoThat’s only on the VantageScore - the free score most places show. It isn’t actually used by more than a handful of institutions. FICO, the system used by the vast majority of lenders, considers closed accounts just the same as open.
That’s only on the VantageScore - the free score most places show. It isn’t actually used by more than a handful of institutions.
FICO, the system used by the vast majority of lenders, considers closed accounts just the same as open.