hi everyone!! i need ur help with a security matter!! pardon me my bad English. It’s my first time buying online I wanna buy something from eBay with my bank card but eBay doesn’t provide 3d security which is another layer of security I’m afraid that my personal might get leaked if i used it like that and i don’t wanna open a PayPal account since I’m only using this once plus PayPal fees and deductions are high for someone like me and the extra custom charges are already taking a lot of my money that i was planning to buy other things!! what to do know??? google wallet? deactivating e-commerce international payment after I’m done purchasing ??? pls help me and thank you! btw this is why crypto should take over!!! 🥹😓

  • mspencer712@programming.dev
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    4 days ago

    Payment card transactions can be disputed or reversed. Cryptocurrency transactions cannot be easily reversed. Reversal is an important capability because sometimes customers or merchants lie, or they can have problems fulfilling their obligations.

    When the buyer and seller are in the same country, or are in countries with legal and criminal justice systems which cooperate, transaction risk is lower so fees can be lower.

  • CameronDev@programming.dev
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    4 days ago

    Might be a good idea to state your country. AFAIK, PayPal has no fees at all in my country, I assumed it was the same everywhere.

    Can you get another bank account and card with no overdraft, and keep its balance near zero when not using it? When you buy, transfer the amount to the card and use it in whatever sketchy site you like. As long as its zero balance the rest of the time its relatively safe.