• zero_gravitas@aussie.zoneOP
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    8 days ago

    We could also not hit people with mortgages at all. In the US all mortgages are fixed-rate for the whole term of the loan.

    • Hanrahan@slrpnk.net
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      4 days ago

      sure, you’d need to socalise banking for that to occur, it’s only because of US Government backed Freddie and Fannie offering that deal that commercial banks had to compete.