What is a good piece of advice from your parents or that you’ve learned that others may not know or that you wish you were told as a child/teen?

  • tsonfeir@lemm.ee
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    10 months ago

    So advice later in life that I learned from my mother that I wish other people knew earlier in life.

    Ok…

    Family is who you choose. Relatives share DNA.

  • Dove9848@lemmy.world
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    10 months ago

    From the very moment you start working your first job, put 5 to 10% of every paycheck into a 401K and or IRA account. Start this as early as possible so that you might stand a chance of retiring one day. Do NOT depend on social security or anyone else to care for you when you are old. Sure wish my parents had engrained this idea into my head …instead I’m starting late and will pay dearly for the missed years of contributions.

    • Jeena@jemmy.jeena.net
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      10 months ago

      Why do you expect that the savings in a 401K will be worth something once you want to retire?

      In Germany, about 20 years ago they pushed evwryone to additionally to the normal state funded retirement to have private insurance too (Riesterrente) over time all this money was stolen by shady insurance people who got super rich (Meschmeier or so his name) so that what is still left is not worth anything. But the state owned retirement is still working kind of OK.

      (I’M NOT FROM THE uS, so I’m not sure if 401k is state owned or private)

      • sosodev@lemmy.world
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        10 months ago

        401k (employer sponsored) and IRA (individual account) are managed by investment companies. They’re not a state operated asset. It seems unlikely that the government would move it away from these investment companies because they’re probably great a lobbying.

        The law states that these retirement accounts should be completely untouched and recoverable if the company goes bankrupt.

        Historically the market returns have been around 7% annually over the long long term but that fluctuates a lot and might not even be possible into the future but America is good at pumping those numbers up so idk.

      • tsonfeir@lemm.ee
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        10 months ago

        Yes. “Put your money here, it will be there when you’re old—we promise.” Is a ridiculous plan.

        • minorninth@lemmy.world
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          10 months ago

          You get to choose how your 401k is invested, though. The only difference is a tax advantage.

          The advice is just: save money, let it grow using compound interest, use tax laws to your advantage.

          There’s no “trust the government” in that advice.

    • tsonfeir@lemm.ee
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      10 months ago

      When I get too old, my plan is a bullet. Can’t spend that 401k when it will be stolen from me by the time I get there. Look at the world and the path it is on.

  • Aidinthel@reddthat.com
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    10 months ago

    Find a way to work a small amount of exercise into your daily routine. Walk places instead of driving, do some jumping jacks in the morning or before bed, something simple that you can get yourself to do without much stress or planning. If you do it consistently, even 10-20 minutes of exercise a day can make a big difference in the long run.

  • Jeena@jemmy.jeena.net
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    10 months ago

    If you’re not happy with what you’re doing or what you have, make at least a rough plan on the steps how you will change it so that you’ll like your life more in the future.

    By doing so you realize that there is a way out of the missery and it gets easier to get out of it.

  • flambonkscious@sh.itjust.works
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    10 months ago

    It’s good learning from your own mistakes, but even better if you can learn from other peoples mistakes

    Also, there’s great benefit if confirming your assumptions are correct about things - so many times we build a poisoned narrative in our minds or decide based on faulty ideas

    • thatsTheCatch@lemmy.nz
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      10 months ago

      Learning from others’ mistakes is real. I’ve learned a lot from my dad that way—I say that I’ve learned to so basically the opposite of what my dad does

  • Ajay K@lemmy.world
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    10 months ago

    Not advices but these are somethings that I inferred from their behaviour.

    1. Treat people of every religion equally.
    2. Trans people are people just like us.
    3. Empathy over sympathy.
    4. If your sibling is selfish you be the better person and not be selfish.

    Things I wish someone told me when I was a kid:

    1. Be kind to people and animals(I was a humongous jerk when I was a kid).
    2. Brush twice a day.
  • Call me Lenny/Leni@lemm.ee
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    10 months ago

    You won’t believe how many people don’t know enough to not consume large amounts of calcium if stones run in their family.

  • Elise@beehaw.org
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    10 months ago

    Getting older is like getting to know yourself.

    That everyone is equal.

  • undrwater@lemmy.world
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    10 months ago

    If you believe everyone is human equally:

    If you had the same genetics and upbringing as that “bad hombre” , you’d make the same choices.