Assume that you only have the resources and money that you’ve acquired up to this point in your life, and you still have to pay rent, bills etc. You are basically physically capable of everyday activities but extreme feats (eg running marathons, climbing everest) are not realistic.
This is extremely heartfelt, wonderful advice. I’m glad your story has a happy ending. But I can’t imagine a better way to prepare your family. I am going to save this somewhere, for in case I ever need it, because this is exactly the sort of thing I would want to do.
I also totally get what you mean about your wife and you growing into adulthood together. I have the same thing with my husband. If he were gone, I literally am not sure what I would do in many small parts of my life. I’d adapt eventually, but knowing I’d be struggling with grief in addition to suddenly need to consider a dozen crucial but small things is dizzying to think about.