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Private insurance companies have earned the public’s distrust. They routinely put profitability above their policyholders’ well-being. And a system of private health insurance provision also has higher administrative costs than a single-payer system, in which the government is the sole insurer.
But the avarice and inefficiencies of private insurers are not the sole — or even primary — reasons why vital medical services are often unaffordable and inaccessible in the United States. The bigger issue is that America’s health care providers — hospitals, physicians, and drug companies — charge much higher rates than their peers in other wealthy nations.
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We don’t have “one” health insurance, we have like 90 of them.
https://www.krankenkassen.de/gesetzliche-krankenkassen/krankenkassen-liste/
While a few of them are the same with the same administration, it’s still like 50 individual ones. A few of those are also “special” and only accept certain people. But each has their own administration, “CEO” of sorts and people that have to be paid.
The german healthcare system is mismanaged beyond belief and complete and utter dogshit. Don’t get me wrong, still better than the american system, but considering I’m paying 421,76€ a month in health insurance (and my employer pays the same amount aswell), I should be able to expect a certain level of service, but most of the money is lost in these administrations as it seems.
Many stuff isn’t paid for either. Early checkups, for example, aren’t covered. My girlfriend had to have her blood levels checked and it wasn’t covered by the insurance which cost her like 500€.
It’s just a fucking disgrace how bad the healthcare system in this country is.