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I don’t think any amount of achievable retirement savings is enough to give me confidence that I could cover escalating health care costs enough that I could retire. Even if I had $10M in the bank, I would worry that the cost of health care will rise fast enough to impoverish me.
You just move to a county with actual Healthcare as part of your retirement. Won’t even need 5 mil.
If you make it to Medicare age, it gets a lot less stressful. eg: my folks have had 4 knees replaced with very little out-of-pocket cost. There’s still supplemental insurance, but Medicare, not the profit-driven insurance company, determines what gets covered, and they mostly listen to doctors. There’s always edge cases, where some treatment might not be covered, but I feel like those are uncommon.
One way or the other, my ultimate health care plan is 9mm.
I’m surprised that Trump doesn’t use Obama care to prescribe 9mm medication to people. It’s a lot cheaper to pay a one time cost of a 9mm that reoccurring costs of medication. Think about it, health care costs plumit and firearms sales skyrocket. It’s a republican wet dream.
I have no confidence that medicare will still exist. It could be gone by next month.
Maybe in our lifetime we will see an expansion of Medicare to be a single payer system for all Americans as a publicly available option (ie: the minimum standards other insurance would need to meet to be competitive).
That would be nice. Idk I’m just hopeful in like 25 years we may see some real change ushered in when it comes to that. Probably very naively hopeful but I have to at least occasionally believe in a better future.
I get more pessimistic every year and I started out extremely pessimistic. I think humanity going extinct in my lifetime is more likely than the US getting single payer in my lifetime.
Humans won’t ever go extinct save some absolute batshit scenario that wipes the world completely clean of all life, give or take.
We’re too resourceful and we like fucking too much for humans to go extinct but it could be a pretty bleak existence for the human race at some point.
Nevertheless, I stand by my view. We are already trying our hardest to make the atmosphere replicate the atmosphere of the K-T extinction.
Retirement home LAN parties… That’s the dream
Invites all around! Remind me in 20 years.
Hopefully all your friends are still around
That might be a problem. What friends?
You can make some at true retirement home. Sad part is, our generation isn’t getting any of those, most of us will be working till we drop.
Dude. Yes.
That’s what I keep going for
And then you die because a blood clot that formed in your leg came loose and shot up into your brain, because you’ve been sitting for weeks playing videogames.
Worth
Get one of those fancy massage chairs to help blood flow
By the time I retire it’ll probably be an omnidirectional treadmill for VR gaming
By the time I retire I hope we’re in or moving towards a mix of solarpunk and star trek like utopia
I’m never going to be able to retire. It must be nice
Me and the homes in the old person dorm. Playing games, watching movies, doing community service.
I’ll restart and 100% stardew valley or die trying. Always wanted to commit to it, never did.
Parkinson’s disease in 3,2,1…
I can finally replay that game for the first time again. /s
Helps my APM
Grandpa’s got an extra twitchy trigger finger, better watch out!
Gonna be kicking ass on dynasty warriors!
No, but there was time now…
What’s retirement?
That really big bill when they run out of rubber to patch on your car
It’s a carrot on the end of the stick that’s tied to your back
I’ve never understood people who get bored in retirement. I looked forward to it from the very start of my career, and now that I am retired I’ve gotten so into hobbies and interests that it feels like there still isn’t enough time for everything.
it’s because they had enjoyable work. not the slave trade were in today.
Oh yeah I forgot, careers were an endlessly fulfilling series of fun exciting tasks. And job interviews were like, “A white male with a college degree? You’re hired!” Everybodty’s ignorant fantasies about the past are staggeringly accurate!
Lol to thinking that it was better. Capitalism was always terrible for normal people.
But many people just don’t have a lot of hobbies. Change is also scary for many people.
Objectively I know millions of people simply go to work, come home, eat dinner, watch TV and go to bed. Repeat until dead. I just personally find it hard to relate to that frame of mind. Maybe they fear retirement would be boring because their lives are already boring and the only stimulation they get is at work - but to me that’s sad to imagine.
Here’s to hoping we still have the physical ability to engage with those hobbies and interests.
Yeah, I also have 5 hobbies and many more interests. I am only scared that I don’t have enough energy left in me once I retire.
It’s amazing how much energy you get from waking up without the obligation to go somewhere and work on somebody else’s shit all day because you have to. Gives me a big smile every morning!
I work in public infrastructure, so at least I can comfort myself that I am trying to improve the lifes of everyone in my area. Still exhausting.
Exactly. I was lucky to be in a field where I actually enjoyed the work itself (writing software) - it just didn’t leave much time or energy to geek out with my own projects like I can now. But it was worth waiting for.
If you retire with no SS, medicare, an insurance that is required to cover you, medicaid to keep the doors open for even a retirement home to care for you, and your 401K is destroyed from the plunging depression that’s on the rise… it might be cool to worry a bit.
Day 3170 here… that’s still what I’m doing… But in Athens, and mouse+keyboard.
Gaming and smoking a shit ton of weed in retirement is gonna be great… if we still have social security and access to 401k’s at that point lmao
That sounds like what I do now except I have to start at 4:45 instead of when I wake up…
If they cut the system, we’ll get the money in our pay. So at least we can control it. Just don’t spend it on games that will hit your backlog and sit for years. I’m personally guilty btw.
Just don’t spend it on games that will hit your backlog and sit for years.
What do you think I plan on doing in my retirement?
Right. Some people update their 401k, in over here updating my back log…only 40 more years until I retire. Or die at 90.
Until you start playing an MMO and turn it to a new job.
My father is retired and still needs to use PowerPoint. He is very bad at retirement.
