I feel it is an obligation for any older folk to pass wisdom to those not-in-the-know of things regarding life. Some people are born directionless and they get lost in their lives and before they know it, they’re knee-deep in debt, they’re in awful minimal-wage jobs, they make poor decisions regarding their love lives .etc
I have several and my more prominent one is;
- Know Your Numbers
This is a key and must-have piece of knowledge. You must know your numbers. How much you’ll earn a month, how much your expenses are, how much is in your bank account, interests and much more. I don’t care if you’ve hated math growing up, you will need to know this. Because going off on guesswork and estimations, only gets you so far before you slip up. Once you slip up financially, missing a payment, you will fall behind faster than you’ll get back ahead or break even. As someone said, everyone is one car repair or medical emergency away from being in poverty.
- Do not get kids in your teens and 20s
Your teenage and young adolescent years, are better spent figuring out who you are and what you want to achieve. Recklessly getting kids with someone who you thought you loved or poor planning are reasons people end up paying child support and having to go to family court and having to deal with custody battles for the rest of their lives. Supporting a kid is $250k PER child, that’s the average, moreso because of the economy. Is it really worth the few minutes of sex at all for that expense?
- Avoid Jail
Going to jail, over anything, is a bad setback to have in life. If you think finding a job is hard normally with the way the job market is, it’ll be twice that if you have a criminal record. That is just shit not a lot will be ignored.
You’ll lose time, you’re likely to lose any jobs you’ve had at the time of going to jail, you may polarize family and friends even. It’s just not worth it, regardless. The more times you end up in jail too, consider your life over.
- Thrift and Thrift Away!
Thrifting can be a dirty word to some who prefer to get things new, which I understand. But it is a money-saver in the long run. For example, my apartment is 85% of thrifted items and I have a hard time recalling anything I’ve spent more than $10 for, aside from select things I bought new because I wanted them new, like some appliances.
Just try not to be a hoarder if it can be helped.
My marriage is approaching 30 years now.
A lot of this goes without saying or as some would say common sense. Only there is no common sense as it is too subjective of a term. Look at me, I am already digressing and I haven’t even started.
Everything you know about life and love will change in your lifetime. Everything you have learned is a half truth. You sometimes find happiness when you can find the whole truth for yourself. This often means you may end up in conflict with culture, society, or even family. This is normal.
If you love and care about yourself, you can truly love and care about someone else. Although there may be sacrifice in relationships, the factor that makes them work is how you build each other up. A marriage or any partnership should always be about helping each other achieve more.
Be grateful for your life and everything you have and everyone you know everyday. Say it out loud, tell it to the people in your family, in your friendships, in your workplace, and most importantly in your close relationships.
Not only is it important to say it, it is important to show it through your actions. A common trope is actions are louder than words. Both are actually important, although I do have a preference for people showing it because it validates what they say.
Treat people how they want to be treated. This blows the golden rule out of the water. Don’t know how they want to be treated? This is normal. You ask them. Asking someone how they want to be treated and treating them that way is the surest way to gain respect.
Unless you save you are not paying yourself anything. If you spend everything you make you are literally stealing from your future. Always save everything you can and invest it if you want it to grow. Think twice about purchases, especially if they are major. Being a little thrifty in life is way better than living paycheck to paycheck.