IT really wasn’t. Sure, it had way too much hype, but a lot of the saner predictions really could have happened, except for the huge amount of work so many of us went through.

I was working at an investment management company at the time, one of the first “quant shops”, and there was an unimaginably vast flood of money coming through that could have ground to a halt, with ear splitting squeals and shrieks. Our stuff wasn’t retail, but you bet people would have suffered with any disruption of business, retirement plans of millions in jeopardy, investments of the wealthy, corporate wealth of all types would have been hit hard. And there were so many companies in similar condition. I was on remediation projects for a couple of years, along with most of my team and consultants when we could, and we came through with no glitches!

And yes that was the first time I was tempted to be a consultant, to get a bigger share of the money being spent. And yes I did celebrate New Years with by far the most expensive trip I had gone on to that point - included tickets for three headliner concerts, expensive suites, and unlimited margaritas