Are we just trained from birth to bow down to a stupid piece of paper from someone who holds basically no sway over you except writing your name down on a piece of paper and come up with a reason what you did was wrong (in their heads) and make you sign it? Why are we so afraid of a piece of paper with an F and we just give up hope instead of learning from it?
I mean, the why are most of your examples not things that hold no sway over you. A powerbill you can’t pay means your electricity is about to cut off, a firing means you can’t show up and get paid, a grade means you can’t get a job etc… It’s not like you can just tear up the papers and live your life as if they never existed without taking some serious hits.